Medicaid Look‑Back & POA Money Organizer
Turn five years of a parent’s bank records into a clear, explained, printable record — for the Medicaid caseworker, the elder law attorney, and your family.
Get LookBack Ready · $49
“They want five years of bank statements. Where do I even start?”
When a parent applies for nursing-home Medicaid, most states review 60 months of their money. Families are handed a list of requests — and no tool to organize the answers.
Hundreds of pages
Every statement, every account — including the CD that closed three years ago.
“Explain this withdrawal”
Cash, checks and transfers from years back that someone now has to account for.
Sibling questions
The person holding power of attorney gets asked where the money went — with no records kept.
Paying a family caregiver
Payments to family can look like gifts unless there’s an agreement and a record of hours.
A checklist instead of a pile of paper
See every missing statement
Each account gets a month-by-month grid for the whole look-back window. Mark what you have, what you’ve asked the bank for, and what’s still missing — then print a ready-to-sign request letter for the gaps.
- Closed accounts: record the closing balance and where the money went
- Click or drag across months to mark them fast
Import the bank’s download files
Download CSV or Quicken files from online banking and import them. Columns are matched automatically, you see a preview first, and importing the same file twice is safe.
- CSV, QFX, OFX and QIF
- Paste rows from a web page, or type paper statements in
- Transfers between their own accounts matched automatically
Explain what a caseworker will ask about
Large withdrawals, cash, checks, app transfers and payments to family are flagged. Go through them one at a time — biggest first: choose what it was for, the proof you have, and where it’s kept.
- 18 ready-made reasons, number-key shortcuts
- Explain repeated payments in one go
- “Proof to find” and “Ask someone” lists so nothing slips
Print clean, professional reports
Every report opens in a preview with simple options. Print it, or save it as a PDF to email to the caseworker, an attorney or your family.
- Look-Back Explanation Schedule with a signed statement
- Family Money Update — you choose the level of detail
- Export everything to Excel for an accountant
Keep honest records as you go
Not applying yet? As power of attorney you’re expected to keep records. LookBack Ready makes the everyday kind easy — so there’s nothing to reconstruct later.
Paying family back
Log receipts for things a family member bought; mark them repaid and link the bank payment.
Paid family caregiver
The written agreement, a weekly timesheet by task, mileage and every payment — earned vs. paid at a glance.
One app for the whole job
Statement tracker
A 60-month grid for every account. Have it, requested, missing — click or drag.
Bank file import
CSV, QFX, OFX and QIF. Columns matched for you; duplicates skipped.
Smart flags
Large withdrawals, cash, checks, app transfers, payments to family, large deposits.
Transfer matching
Money moved between their own accounts is matched — not counted as a problem.
Paying family back
Receipts for things family bought, repayments, and who is owed what.
Paid family caregiver
The written agreement, a weekly timesheet by task, mileage and every payment.
Cash log
What each cash withdrawal was spent on — and what’s still unaccounted for.
Gifts & transfers
Every gift in the look-back window, totals by person, from bank records and by hand.
Property & policies
Home, car, life insurance, burial plans — and anything sold or given away.
Documents checklist
The papers most Medicaid long-term care applications ask for, with status.
Decision diary
Big decisions in your own words: what, why, and who you talked to.
Readiness dashboard
A readiness score and the next most useful steps, every time you open it.
The right report for every person who asks
Their bank data never leaves your computer
LookBack Ready has no account and no tracking. After a one-time activation it runs in your own browser — even with the internet off. Save your ledger as a file you own, with optional password protection.
- No subscription — pay once
- Password-protect saved files
- Light and dark mode
- LookBack Ready — the app (one file, double-click to open)
- Quick-Start Guide — 11 illustrated pages
- Paper Forms — 8 fillable, printable forms, including a bank request letter
- Sample ledger built in — explore before you start
- Adult children preparing a parent’s Medicaid application
- Agents under a power of attorney
- Guardians and conservators keeping accounts
- Family members paid to provide care
Good to know
Is this a website I have to log in to?
No. It’s an app file you download and double-click. It opens in your web browser but runs entirely on your computer — no account, nothing uploaded. You need the internet just once, to activate it with the license key from your receipt.
Will it work with my parent’s bank?
It reads the standard download formats banks offer from online banking: CSV, QFX, OFX and QIF. You can also paste rows copied from a web page, or type in items from paper or PDF statements.
Can it read PDF statements?
No — PDFs can’t be read automatically. Download a CSV or QFX file where the bank offers one, and type the important items from older paper or PDF statements (big withdrawals, checks, cash, transfers and deposits).
What computer do I need?
A Windows or Mac computer with Google Chrome or Microsoft Edge (both free). Phones and tablets aren’t supported.
Does it tell me whether my parent qualifies for Medicaid?
No. LookBack Ready organizes and explains your records. It does not give legal advice or decide eligibility — rules differ by state. Use the reports with your caseworker or an elder law attorney.
We’re not applying for Medicaid yet. Is it still useful?
Yes. As power of attorney you’re expected to keep records. Logging receipts, repayments, cash, caregiver hours and gifts as you go means there’s nothing to reconstruct later — and nothing for siblings to argue about.
Can my brother or sister see the records?
Print the Family Money Update (choose how much detail to share), or share your saved ledger file. Only one person should edit at a time.
Is my data safe?
Your records stay on your computer and are never uploaded. You can save your ledger as a file and password-protect it. The only thing the app ever sends is your license key, to Gumroad, to confirm your purchase.
What if it doesn’t work for me?
You’re covered by a 30-day money-back guarantee. Email sk@elderlydaily.com within 30 days of purchase for a full refund.
LookBack Ready is an organizing tool from ElderlyDaily. It does not give legal, tax or financial advice and does not decide Medicaid eligibility. Look-back rules differ by state and program and change over time — confirm anything important with your state Medicaid office or an elder law attorney.
Five years of records. Organized. Explained.
Start tonight with the built-in sample, then set up your own ledger in about five minutes.
Get LookBack Ready · $49